Dealer financing
Financing oriented to Buy Here Pay Here operations, with capital for inventory and professional account servicing.
How financing works →Dealer financing since 1999
Finance more deals. Keep your capital moving.
KtoB provides financing built for Buy Here Pay Here operations, giving independent dealers more flexibility while preserving capital for inventory and growth.
Built for independent dealersReal-world automotive expertiseResponsive personal service
One partner.Software · Financing · Servicing
What we offer
Financing first. Technology and servicing behind it.
Our primary service helps Buy Here Pay Here dealers fund viable deals without committing all of their own capital to a growing receivables portfolio.
Dealer technology
ACDM Online for daily dealership management and DealerStats for Florida market intelligence.
View products →Account servicing
Professional daily servicing for current and delinquent accounts, backed by real-time visibility.
Explore servicing →
Technology that stays practical
Manage the dealership. Understand the market.
KtoB’s current web products support both daily operations and smarter market decisions.
- ACDM Online web-based DMS
- Sales, inventory, accounting and BHPH
- DealerStats Florida market intelligence
- Access from phone, tablet or desktop
A better next step